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About Total Insurance Group
Total Insurance Group, LLC was originally established in 2008 as a comprehensive personal and commercial lines agency. In 2010, I acquired the agency and strategically reorganized it to specialize exclusively in commercial lines insurance.
Our diverse clientele spans numerous industries, including but not limited to, construction trades (roofers, HVAC, electricians, plumbers, general contractors, handyman services), lawn maintenance/landscaping, automotive services (repair and used car sales), professional offices (law firms, accounting practices), manufacturing, logistics/trucking, printing, and various small businesses.
As an independent agency, we leverage access to a network of over 100 insurance carriers. This expansive reach allows us to secure highly competitive premiums while ensuring top-tier, industry-standard coverages. We specialize in tailoring insurance solutions to meet the specific needs of each client, recognizing that every business, whether a roofing contractor or a restaurant owner, is unique.
With nearly 30 years of personal experience in writing commercial insurance, my passion lies in helping businesses maintain robust protection against both known and unforeseen risks. My extensive experience and deep industry connections provide a level of expertise and service that is truly unmatched. We are committed to providing genuine assistance and professional guidance, not a sales pitch. We are dedicated to serving your commercial insurance needs with prompt, professional, and courteous service.
Sincerely,
Edwin F Wernle
Owner/Agent
Services
We specialize in protecting the hardworking professionals who keep our communities running, contractors, builders, electricians, plumbers, landscapers, and other skilled trades. We understand the unique risks that come with hands-on work, and we’re here to make sure your business, your equipment, and your team are covered from every angle.
Our commercial insurance solutions are designed to safeguard what matters most, from general liability and workers’ compensation to tools, vehicles, and jobsite protection. Whether you’re an independent contractor or manage a growing crew, we’ll help you find the right coverage to keep your projects moving and your peace of mind intact.
At Total Insurance Group, we don’t just sell policies, we build partnerships. You focus on the work; we’ll handle the protection.
